What Is The Fastest Way To Gain Points On My Credit Score
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What Credit Inquiries do to Your Credit Score
There are good and bad credit inquiries, some can take points off your credit score with each inquiry, while others have no effect at all. Too many of the bad inquiries and your credit can be destroyed, taking with it your chances for receiving a home, mortgage or personal loan. Think back to all of the times you went out shopping for items like a new car, cell phone, home, apartment or insurance company. Each of these companies probably pulled Read More... -
Credit Scores: FICO vs. FAKO Which One Should I Use for Credit Repair?
In the credit repair world a lot of focus and credibility are given to credit scores. We all know of the FICO score. The so-called official score. On credit repair forums everywhere, you also see mention of a FAKO credit score. This a generic score based on the predictions of the credit reporting agencies of what Fair and Isaac might give you. So which do you need for credit repair? Many people totally discount the FAKO scores. They say only t Read More... -
What Makes a Credit Score Rise or Fall?
OUR financial decisions can affect your credit score in surprising ways. Two credit-scoring simulators can help consumers understand the potential impact. The Fair Isaac Corporation, which puts out the industry-standard FICO scores, offers the myFICO simulator. A consumer with a score of 707 (considered good) and three credit cards would be likely to add or lose points from his score by making various financial moves. Following are some examples Read More...
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